Healthy meal planning on a budget: 15 tips from a nutrition therapist (2024)

Everybody's got to eat. But if you're working, it's tough to find the time to shop and prepare inexpensive meals. Meal planning helps you create healthy meals that don't break your budget.

Get meal planning tips and tricks from nutrition therapist Rebecca Beaudoin, RDN, LMNT. The key is to choose satisfying foods while limiting food waste. "Meal planning is essential to staying on budget," says Beaudoin. "If you're new to meal planning, a good start is to meal plan just one night a week."

How to meal plan

Meal planning means deciding in advance what to make for the day or week. "Try meal planning around the ads of the store you're about to shop at," Beaudoin suggests. "Check out the ads online before you go to the store. Then create a meal plan – and shopping list – based on the best deals."

As part of that process, Beaudoin does what she calls an inventory walk. She checks what she has in her fridge, freezer and pantry before adding to her list.

Meal planning also helps you avoid last-minute fast food or takeout, which can save you some serious cash. "If you have a plan, you avoid what I call crisis cooking. As a grocery store dietitian, I'd see the frantic looks of people shopping at 4:30 not knowing what to make," she recalls.

"Online ordering can also really help with your budget and planning."

Healthy meals on a budget

1. Plan for leftovers. If you make enough food at night for the next day's lunch, you only have to do cooking once for two meals.

2. Batch cooking is the next level. Cook twice the amount of food and freeze half in airtight containers. This technique works for most meals, except for cream-based products and leafy greens.

3. Get meat when it's discounted, then freeze it. Beaudoin suggests freezing it in the portion sizes you normally use. So if you're cooking for four, maybe you'll freeze servings of 2 pounds of ground beef. If you're cooking for one, try freezing ½ pound.

4. Some fruits are almost always low-cost, like bananas, oranges and apples. Fresh fruit makes easy, healthy snacks.

5. Canned veggies are a great budget option. "We want people to eat veggies no matter their budget," says Beaudoin. Just check for canned vegetables with no added salt, labeled "no salt added" or "low sodium." You can also rinse the sodium off before serving, Beaudoin advises.

6. Onions and potatoes are cheap and last a long time. You can add them to many meals to add fiber and flavor.

7. Walk through the entire produce section to compare prices. Sometimes the more expensive fruits will be featured on displays in front, while the sale items are tucked away in the back.

8. Choose produce that's in season. Check this list to find out which fruits and vegetables are in season, depending on the month.

9. Frozen produce can be much cheaper than fresh, especially for out-of-season fruits and vegetables. "Frozen is just as healthy and lasts longer than fresh," says Beaudoin. Check the freezer aisle for berries, peaches, stir-fry veggies, broccoli, spinach and edamame.

10. Order curbside pick-up or grocery delivery to save time. Use the time you saved on shopping to prep your food. "Ordering curbside pick-up helps me avoid temptations for both myself and my 6-year-old son," says Beaudoin. "It also forces me to plan ahead."

11. Buy pantry staples when they're on sale. This makes it easy to throw together a quick meal if you already have the basics at home. Some great pantry items to have on hand include:

  • Barley
  • Beans
  • Brown rice
  • Canned tomatoes
  • Chicken broth
  • Lentils
  • Oatmeal
  • Peanut butter
  • Whole wheat pastas
  • Whole wheat flour

12. Use a cashback credit card that gives you extra points for grocery shopping.

13. Try canned tuna and salmon instead of fresh fish. "Canned tuna or salmon can make excellent meals," says Beaudoin. "They're pretty inexpensive, shelf-stable and have excellent nutritional benefits." You can rinse the sodium off the tuna or salmon before serving or cooking.

14. Try grocery shopping once a week. "Usually, the fewer times you go to the store, the fewer impulse buys you'll make," says Beaudoin. Bonus points if you choose your day based on sales and deals.

15. When you're out of ideas and have to make dinner in a pinch, purchase prepared foods from the grocery like salads, take-home pizza or soup. While meal planning is usually the most inexpensive, healthiest option, prepared grocery foods can be better than takeout or fast food.

Get help from a nutrition therapist
Get health advice tailored to your medical conditions from an experienced nutrition therapist. Call 800.922.0000 to schedule an appointment.

Sample meal plan

Medical student Eileen Moran suggests three cost-effective, nutritious and delicious meals, along with some snack ideas.

Fruity oatmeal breakfast

You'll feel full longer with this oatmeal breakfast rather than cereal or white bread toast.

  • Oatmeal
  • Peanut butter
  • Banana
  • Cinnamon

Hearty chili for lunch

You could do a 50/50 split with ground beef and beans, or you could make a vegetarian chili with all beans.

  • Ground beef
  • Red kidney beans, canned
  • Diced flavored tomatoes, canned
  • Corn, canned
  • Chili powder, cumin, coriander and other spices
  • Shredded cheese, for topping

Chicken and rice casserole for dinner

Tip: Use chicken thighs or frozen chicken breast to save money on your protein.

  • Shredded chicken, cooked
  • Brown rice, cooked
  • Broccoli heads
  • Cream of chicken soup
  • Frozen peas
  • Paprika, onion powder, garlic powder, black pepper and other spices

Healthy, simple snacks

Hummus and hard-boiled eggs are excellent sources of protein. You can make your own hummus if you'd like – it takes a bit more time, but is tasty and inexpensive.

  • Smoothies
  • Carrots and cucumbers with hummus
  • Hard-boiled eggs
  • Fruit
Healthy meal planning on a budget: 15 tips from a nutrition therapist (2024)

FAQs

Healthy meal planning on a budget: 15 tips from a nutrition therapist? ›

Try increasing your use of eggs, beans, seeds, frozen fruits and vegetables, cheaper cuts of meat, and whole grains. These all taste great, are cheap (especially in bulk), and are very nutritious. Incorporating more inexpensive yet nutrient-rich foods into your daily routine will help you save money and eat well.

What is one tip for healthy meal planning on a limited budget? ›

Try increasing your use of eggs, beans, seeds, frozen fruits and vegetables, cheaper cuts of meat, and whole grains. These all taste great, are cheap (especially in bulk), and are very nutritious. Incorporating more inexpensive yet nutrient-rich foods into your daily routine will help you save money and eat well.

What are the 5 rules in planning meals? ›

The 5 rules of meal prep
  • Rule #1: Get organized. ...
  • Rule #2: Establish a logical menu. ...
  • Rule #3: Cook efficiently. ...
  • Rule #4: Don't cook everything in advance. ...
  • Rule #5: Follow good food conservation practices.

What are the 3 P's for eating healthy on a budget? ›

It doesn't have to be if you are willing to follow three simple reminders -- Plan, Compare and Prepare. If you follow these, you and your family can save money and eat healthier.

How to meal plan on a budget? ›

10 tips to get you started on meal planning on a budget:
  1. Make a menu. ...
  2. Plan your meals around foods that are on sale. ...
  3. Plan some plant-based meals every week. ...
  4. Check your pantry, refrigerator and freezer. ...
  5. Enjoy grains more often. ...
  6. Avoid recipes that need a special ingredient. ...
  7. Look for seasonal recipes.
Feb 22, 2023

What are the 7 factors to consider in planning meals? ›

Planning what to cook
  • factors affecting food choice;
  • current healthy eating advice;
  • dietary needs;
  • religious, cultural or ethical beliefs;
  • cost and availability of ingredients and money available;
  • personal preferences;
  • an awareness of purchasing influences, e.g. marketing, advertising, role models and social media.

What is a good food budget? ›

What's a reasonable food budget? Many financial advisors and gurus recommend spending no more than 10%-15% of take-home pay on food, a figure that includes restaurant dining and takeout. By this measure, a couple with $70,000 in adjusted income should keep an annual food budget in the $7,000 to $10,500 range.

What are the six basic tips in meal planning? ›

6 Steps to Meal Planning Success
  • Step 1: Take Stock. Check your pantry and fridge for staples you have on hand and like as well as items that need to be used. ...
  • Step 2: Map Your Meals. ...
  • Step 3: Focus on Fresh. ...
  • Step 4: Pack in Protein. ...
  • Step 5: Love Your Leftovers. ...
  • Step 6: Plan Ahead.

What are the 5 basic steps of meal planning? ›

  • M E A L P L A N N I N G. Organize your meal plan and shopping list in a way that inspires you to stick with it. ...
  • WRITE I T DOWN. CHECK YOUR CALENDAR. ...
  • START WITH WHAT YOU HAVE. Check your pantry, refrigerator,and freezer. ...
  • SHOP O N SALE. ...
  • COOK ONCE , EAT TWICE ( O R MORE ! ) ...
  • KEEP I T BALANCED .

What are 4 steps to successful meal planning? ›

Meal Planning in 4 Easy Steps
  • Pick Your Strategy. ...
  • Make a Detailed Shopping List. ...
  • Make Time to Cook. ...
  • Invest in Some Glass.
May 7, 2018

How to budget for healthy food? ›

This can help you resist the urge to buy unhealthy foods that are not on your list.
  1. Avoid processed foods. ...
  2. Look at the unit price. ...
  3. Buy less meat. ...
  4. Buy produce that is in-season. ...
  5. Know the dirty dozen. ...
  6. Frozen and canned vegetables can cut down on waste. ...
  7. Unhealthy beverages can be a drain on your budget. ...
  8. Healthy foods are worth it.

What are the three 3 keys to a healthy eating plan? ›

If not, try our performance-nutrition tips to ensure you're getting the fuel you need to feel and perform your best. The 3 keys to optimal nutrition are balance, quality, and timing. To maintain balance, eat from all or most of the food groups. Eat the right amount for your activity and performance goals.

How to create a healthy meal plan? ›

A healthy eating plan:
  1. Emphasizes vegetables, fruits, whole grains, and fat-free or low-fat dairy products.
  2. Includes lean meats, poultry, fish, beans, eggs, and nuts.
  3. Limits saturated and trans fats, sodium, and added sugars.
  4. Controls portion sizes.

How to efficiently meal plan? ›

Here are some simple tips to get you started:
  1. See what you already have. ...
  2. Write down your meals. ...
  3. Write down recipes to try. ...
  4. Think about your time. ...
  5. Plan to use leftovers. ...
  6. Make a grocery list. ...
  7. Build your shopping list as you go. ...
  8. Buy a mix of fresh, frozen, and self-stable items.

What is the budget meal program? ›

Budget meal options include lunch or dinner meals that are priced affordably as compared to the average price of meals sold at nearby eating establishments, such as HDB coffeeshops or hawker centres. (Prices should exclude promotions and discounts.)

What is the 80 20 rule meal plans? ›

The 80/20 rule is a guide for your everyday diet—eat nutritious foods 80 percent of the time and have a serving of your favorite treat with the other 20 percent. For the “80 percent” part of the plan, focus on drinking lots of water and eating nutritious foods that include: Whole grains.

What is a realistic food budget for one person? ›

Feeding Yourself According To The USDA
Thrifty$241.40 – $309.90
Low-Cost$249.60 – $296.60
Moderate Cost$306.90 – $371.70
Liberal$400.80 – $451.80
Nov 27, 2023

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